AML/CFT Program Overview

AML/CFT program overview for PayCan / IFC Payfin Payments Corporation, including risk assessment, CDD/EDD, transaction monitoring, sanctions/PEP screening, merchant onboarding, recordkeeping, and training.

FINTRAC registry disclosure

IFC Payfin Payments Corporation is listed in FINTRAC's Money Services Business Registry under MSB registration number M23223732 with status Registered.

FINTRAC registration does not indicate that FINTRAC endorses or licenses the business.

AML/CFT program scope

The AML/CFT framework includes policy documentation, risk assessment, CDD/EDD, transaction monitoring, sanctions/PEP screening, STR handling, and recordkeeping.

  • Risk-based controls applied to merchant onboarding and ongoing review
  • CDD/EDD and sanctions/PEP screening procedures
  • Transaction monitoring and escalation workflows
  • Recordkeeping and training aligned to compliance obligations

Rail disclosure

Supported rails are Interac in/out, Wire out, and BillPay out. BillPay is outbound only; PayCan cannot receive BillPay payments.